Episode #45 - Build Your Freedom, Live Life On Your Own Terms - Liz Lima - Blog Post

Build Your Freedom, Live Life On Your Own Terms with Mihaela Jekic


Ever felt like being trapped and not having the power and strength to control anything that happens in your life? In today’s podcast, I am with Mihaela Jekic, whose primary goal is to help you build your freedom to live life on your own terms through her business, Money For Meaning. She focuses on guiding women towards financial independence and accountability.

Mihaela Jekic started her journey through a personal recollection of the meaningful and life-changing realizations that she had in her life. Her fear of failure, for one, have propelled her to never cease trying despite the disappointments and eventually, your belief in your passion and constant efforts will pay off. Hence, building your freedom and living life on your own terms require quite the dedication and confidence that you will make it.

Venus Warriors - Woman Empowerment Movement - Ultimate Guide - Liz Lima

How To Find Your Inner Venus Warrior!

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This guide can help you find your inner venus warrior.

If you feel like you’re meant for something greater than where and what you are now, then you probably am. It is in those breakthrough moments, the in-betweens of struggles and triumphs, that you recognize your own identity - with both strengths and weaknesses that could be improved through time and constant desire for growth. Building your own freedom is owning up to what you are, what you believe in and what change you’d like to see. To live life on your own terms meant fulfillment of one’s passion and desire for progress and happiness.

To know more about Mihaela and her business, Money for Meaning, check out this link, http://moneyformeaning.com/.

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Liz:

Welcome back. Venus Warriors. Thank you so much for coming to our Friday interview episodes where I interview women who I feel have a Venus Warrior inside of them, which we all do, but they have found them again and they've either gone through whatever type of struggle or obstacle that they had going on in their life and they decided then and there that they were going to go after whatever they felt was their calling, their purpose, whatever, lit them up inside. And so now they either started a business, changed a career, whatever it is, but I want you to hear their stories so you know that it's possible and that they've done it. So you can do it too. And today I have an amazing guest who I've already spoken with in the past and I really liked her story and I really think it's pretty powerful.

Liz:

So I want her to introduce herself today, and I don't want to pronounce her name incorrectly because it is not. It's is it more, Hey, how do you for now, how do you pronounce it in your language?

Mihaela:

Mihaela.

Liz:

Mihaela, See I was gonna say halo, but that's not right. Mihaela. How are you?

Mihaela:

Doing well, thank you. And, the last name is no easier. It's Jekic, but spelled with a J. So nobody would dismiss anyone to get that the first try.

Liz:

But at least we're honest, right? And I say, I don't want to butcher it, so please help me. Can you please tell the listeners a little bit about what your business is right now and how you're helping people?

Mihaela:

Sure. So I am passionate about helping people build freedom to live life on their terms. And really there are two pieces holding people back.

Mihaela:

Typically that's money and fear. So talking about the money piece first that the, you know, that financial freedom aspect is that we're all bombarded with these messages all the time, whether it's from advertisement or peer pressure about what we need to have an own to be happy and successful. And the result ends up being, you know, all this, this debt and limited freedom and flexibility in life to pursue what we really want. You know, it may be fine in that when birth 25, right? You know, racking up the credit card debt, you know, doing, doing all these things. But later in life when we're ready to shift directions, maybe do something entrepreneurial, change careers, we need to have that freedom. It just takes so much stress and opens up a flexibility in life. And then the other piece I mentioned is, is fear. And that kind of goes along, whether that's sad, it's fear of failure, fear of rejection.

Mihaela:

It comes in different flavors. And, because, you know, as you all know, we all have these limiting beliefs in our mind about who we are, what we're capable of. And, that's something else that I work with people through the breakthrough. And I can say, you know, in my own, story as well, certainly challenges from a early life that I could talk about that, you know, I formed these beliefs as well, one that I am, weak and secondly, you know, the world is this a dangerous place and so on. and it just, you know, it created the foundation for feeling the same anxiety. But I feel like I have found a way to work through that and to break through that and I want to help others do the same.

Liz:

So, one day you didn't wake up, you know, when you were five and say, okay, this is what I'm going to do. I'm going to build this business, helping people figure out finances and break through fear. I'm sure that didn't happen that way, right?

Mihaela:

No, no, of course. It's a long journey.

Liz:

So, well, where do you feel? So, yeah. So take me on the journey. Tell me how you even came up with this idea.

Mihaela:

So the foundation, really has been, so I'm originally from a Sarajevo Bosnia. You can probably tell it on ma, not de American, not American accent from Omaha or something now. But yeah, I grew up in Bosnia and I found a pretty normal, childhood overall, growing up, with, the exception. And I mentioned one of the fears is, you know, I did have some, some health issues as a child and you know, the medical care certainly wasn't where it is here.

Mihaela:

So, you know, it created all these skews I feel, you know, the doctors didn't know what to do and the problem was, you know, simple Ibiza, chronic UTI, but they thought, Oh my God, this is like, this is the end of the world. So they could miss my parents that if I ever like set a barefoot on the ground that you know I'm going to end up on dialysis for the rest of my life.

Liz:

Okay. Can we, okay, wait. Oh, I was on the store because I thought it was just my crazy Portuguese mom that told me that if I put my bare feet on the ground, I'm going to get kidney and bladder infections.

Mihaela:

Oh my God. Are you kidding me?

Liz:

I'm not even lying to I will. We will. I will call you later today with my mom on the phone and she still says it to the side. Okay. Wow. I'm sorry I had to say it because I've never heard anyone else tell that that fairy tale,

Mihaela:

It completely is so, so you know, my terrified parents were just like, you know, you can't go out like play with other kids. They're all, you know, their bare feet on the ground. You can't, you know, so it was this state of like, Oh my God. And I believe that too. It's like, if I make one mistake, like set my foot down on a bare floor, like I'll be, and they even drew diagrams of dialysis and what would happen to my kidneys and stuff like that. So of course I grew up believing that I am just, you know, weaker again than the other kids and something's wrong and flawed about me. So there was that, but, overall, anyways, so on that foundation, so when I was 10 years old, so I literally one morning overnight we woke up to the sound of gunfire and, and then, you know, the radio was filled with these news.

Mihaela:

It's like, Oh, this, this a part of the city's been barricaded. You know, there is a, basically that was the outbreak of a war. I'm a three sided civil war and in this country that, that ended up being, you know, one of, one of the most brutal ones in Europe, you know, I would say since the second world war. But, so my family, I mean, we just grabbed some things. We threw them into a car. And, and we left and we didn't know what was happening, what was going on. My mom even told me too, it's like, yo, grip grips and, more and more school books and so on. Gosh, we could be gone for, Oh my God, we could be gone for two weeks. Right. But, you know, you can tell she didn't believe it. It's like you can't believe something like that as it's happening.

Mihaela:

It's like, you feel like it, there's gotta be a mistake, right? A life has to continue as it always has been, you know, normal life. And, so now it's been, let's see, 26, 27 years since then, and I've never seen my, my childhood home again. So now all of a sudden, so we were, you know, no home, you know, virtually no possessions. We would, at least, I'm fortunate that we had some family in a safer part of the country that offered us temporary shelter in their little apartment. And then the red cross, you know, it's amazing organization provided food packets. You know, it's some corn beef and some, you know, powdered milk and some, some basics and so on. So that, you know, it really helped us out so much. But yes. So it was this just like kind of a shock, you know, from normal to do this.

Mihaela:

But at the same time I feel like it did teach me some valuable lessons as well. And and one is to, well first of all to take nothing for granted, right. To try to live each day to the fullest. And the second one is, you know, you hear all this stuff about, you know, experiences. You've got nothing to show for it, right? Yeah. By all this stuff, like, you know, things that are tangible. But in my experience, it was the opposite. I, the only thing that's we had that the treasure are those experiences and relationships and those things that give meaning and purpose to life and they just make all the struggle worthwhile. So as a result of that, I, you know, I never chased status, material possessions, and at my husband who actually happens to be from Columbus, Ohio, he just happened to have the same philosophy.

Mihaela:

So over time, even though we weren't, you know, higher earners, we got to a point that we were able to, pay cash for our house by age of 30 and able to make work optional in the next three years by the time. So we have two kids, a five-year-old and a two year old. By the time the little guy starts kindergarten. And this is possible for, for so many of us. And it, these, just these subtle shifts, but that over time just lead up to these, you know, extraordinary effects.

Liz:

That's unbelievable. So that, so, but was there a time, um, how did the thought of starting this business with an N I believe you, you do it with your husband? Yes. Because I saw your webpage. How did it come about? Like how did the idea come to you?

Mihaela:

Yeah. So it was watching people struggle through life when they didn't have to quite frankly. So one of the aha moments was, a couple of friends of ours actually, who at the same time as we were getting ready to buy a house outright without a mortgage, we're about to declare bankruptcy. And the shotgun was, they made more money than we did. No kids, like not health issues or something like that. Just a ton of consumer that. So it was just one of those things. And a Mark, my husband had actually gone ahead and tried to help out. You know, they laid out the inflows and the outflows and he gave them a bunch of, you know, tips and tricks and you know, how to improve like immediately three op, like 12 or $1,300 of cashflow month and turn that ship around. And then a few weeks later we found out that, you know, they went ahead and declared bankruptcy anyway and we're just absolutely floored.

Mihaela:

And then we realized that it's not the lack of, you know, financial information so much that that's the problem. But it's those core beliefs about, you know, again, what we need to, to own, to be happy, that led us in this way. And then I will tell once sort of, so, you know, and I said, it's not just one thing, it's like a bunch of parallel things that happen over time that just, you know, lead up to it. And I can say as well in terms of my, PhD journey. So I have my, doctorate is in, biomedical engineering, but I can tell you that those, PhD years were some of the worst of my life, so I didn't feel, so this was MRI heart research and you know, I just did not feel like it wasn't aligned with who I was, you know, working these 8,000 hour weeks kind of isolated.

Mihaela:

In fact, I did like pick it because of the lack of availability of space at a hospital. I did so much of my work, you know, in a closet, like literally in a storage closet on my knees, like building this medical device. But yeah, I felt like I didn't want to get out of bed in the morning. I felt this crushing anxiety, like in the pit of my stomach and I was so unhappy. I remember this a, this moment of just like walking home from the lab one day after a long day and just seemed like a tree with leaves. And then I just grabbed and like held onto a leaf, just a feel like something alive. Cause I felt like I wasn't living like there was life. And then there was me in this prison, you know, of indentured servitude and I still, you know, and you would think it's like, Oh my God, you know, why didn't you quit or change direction?

Mihaela:

And I can, to be perfectly honest, it was fear. It was fear of failure. It was this identity that I've, you know, that I, it's like I have to, I started this and I have to keep going because if I quit then it's like, I'll be a failure for life. Right. You know, this is gonna be a, a blemish in me forever. I might as well have the word failure tattooed across my forehead. So this is the kind of BS that, you know, we buy into these, into these internal stories. So, you know, I still push through it, you know, workers 80, a hundred hour weeks, and, to get it out in the end, but at the same time, you know, I could say, I don't think it was worth it, honestly, I don'tJe think it was.

Mihaela:

So to trade some of what that the best years of my life to be called, Dr. Jekic was a pretty crappy bargain, you know, personally and I decided from that point on just like never again. I took a little bit of a breather to, it's like after I finished, it's like suddenly I came alive right from this depressive mindset and this, you know, these, this constant anxiety and so on. All of a sudden I was like, Oh my God, I'm going to run a half marathon. I'm going to learn how to paint, you know, which is what I did like to paint, like anything that was like the opposite of what I was doing. It was like learn about business and finance and economics and all these things that interested me. And it was amazing. And I, you know, I never wanted to be an indentured servants again.

Mihaela:

I really, you know, felt so passionate about building this freedom in life and I don't want anybody to ever feel like they're trapped like that, right? That they have to stay in that crummy job because, you know, because like they've got bills to pay or because you know, have all these obligations. So, you know, that's part of part of it. I want to help people create that that's financial and mental freedom in life. And, and then ultimately I believe that's what makes the world a better place when it's filled with self-actualized people living life on their terms and making this bigger impact in the world.

Liz:

Absolutely. Hallelujah. On that one.

Mihaela:

And I know that you yourself have gone through several advanced degrees and found just about as much meaning and purpose as I did.

Liz:

Oh my God. Oh my God. I know. It's like, it's so funny because [inaudible] you know you're absolutely right about people's perception, right?

Liz:

They'll see, Oh doctor you say the last name. Oh my God, that's so impressive. And that's amazing. And this and that. And you were like in your own personal health right, And I know exactly what that was like. Same thing. Cause I, it's funny though cause everyone said I did it backwards cause I got, you know, the three bachelors and two masters. I never did the PhD. So I was like on the, on the circle path, I don't know what I was doing.

Mihaela:

Oh no, no. Good for you. You didn't miss South necessarily. I mean, it's fine for somebody if like there's this one thing in life you want to do and you want to go, you know, be the ultimate expert in one thing, you know, and you, you're okay spending the long hours, you know, alone doing research, writing grant applications and these, you know, journals and things like that.

Mihaela:

It's like, it may be fine for some people. I'm glad they're offering a valuable service, but it's about being true to ourselves and doing what's right for us. So putting a square peg into a round hole just doesn't work.

Liz:

Yeah, and you're right. I agree with that too because I don't want people to think that, Oh, it's, because I saw this article and I want to ask your opinion about this because I personally, I, it made me feel awful when I read this article, but I don't want people to think that, you know, it's the, you have to change your job. You have to change your career. You have to leave everything, you know, to be happy. And that's not what we're saying. We're saying that it's, if you yourself are not happy where you're at, if you are miserable where you at, then yeah, maybe a change would be good if you are happy in your career.

Liz:

Excellent. Right. I mean, if you found that that's what you wanted to do and you truly enjoy it 100% I'm very happy for you. And I think that's wonderful. Right? They may be people who have not found it. Just like you said, you when you were in that you are not happy.

Mihaela:

Exactly. And that's a, that's a really important distinction as well. It's like you don't, you don't have to change for change's sake, but I would imagine that a lot of your audience is feeling like there's more to life, that they're meant to do something bigger that they want to, you know, they're driven by more personal growth and so, you know, some may not be, you know, and that's fine. It's like those we can, we can still be happy in life. We can appreciate the sunrise sunset, you know, the joys of little things and so on.

Mihaela:

But yeah, it's, but at the same time though, if you do have that calling and you push it down and push it down, it ends up, I would argue that often at times it ends up in, you know, depression and anxiety because we know that we are not that on the right path for ourselves.

Liz:

That's right. Yeah. Do you ever feel, do you think there were, do you think there was more than one incident of like, throughout your life, your journey, do you think there was more than one incident that was kind of showing you that maybe you were not in alignment with what you should be doing in your life?

Mihaela:

Yeah, I mean, the doctorate, I would say that that just stands out so much because it was, it was just so extreme. You know, my husband says he deserves an honorary masters for watching me go through it.

Mihaela:

Right. He'd pick me up some days and I was just like, sit in the car and I couldn't speak. Like tears would just be streaming down my face, you know, it was, I would say, so that was such a valuable lesson and I am glad, you know, so I changed direction afterwards and there was some soul searching, you know, it's like now I had so undergrad and master's in aerospace, doctorate in biomedical engineering and there's still this little voice that was like, Oh my God, are you going to throw it all away to do something new or right. It's like, so we keep getting sucked back into this stuff. But fortunately I feel like the lesson was so painful that I was just like, no, I am not going back. So I ended up taking this position with a public private partnership, uh, in my state of Ohio that, you know, to help entrepreneurs realize their dream.

Mihaela:

So it's like, I'm, I manage this program that partnered with a bunch of venture capital funds and other organizations that serve and help entrepreneurs. And you know, it's like this kind of like public policy role where I got to collaborate with a bunch of people. I'd feel like I'm making, you know, a positive impact and so on. So I really, you know, I did that for about five years and I could say it like it didn't pay anywhere close to what, you know, an engineering PhD in industry might have made. But to me it was just so much more fulfilling. And then there's some money for meaning thing was, you know, was on the back burner for a, but it was just like, Oh my gosh, you know, this is, I feel like this is a real need. And my husband felt the same way.

Mihaela:

So, and also simultaneously, five years into the job, you know, as great as it had been, it had kind of stagnated. You know, for me, I felt like I wasn't growing anymore. It had become one of those like cake job kind of things where I knew exactly where I was going and it was at the tail end of a political administration. Where did you want to, you know, make any waves and just like keep the ship steady. So I was like, you know, and I was about to have my second kid as well, so that, so it just felt like the right time to us to step out. Then, you know, we wrote this book called money for meaning and just something that we'd always wanted to do. And so it's, yeah, it's one of those things. And in terms of, I do want to mention it because I don't want to forget because one of the insights that I had in terms of, you know, how like how do you do that?

Mihaela:

How do you step into something new, right. Where it's unknown and feels like there is uncertainty and, and things like that. Especially for me, cause I feel like I still carry some of that anxiety disorder. Like it's like whether it's from childhood or the PhD and someone like it's always ever present, but it doesn't stop me from doing anything. And the way that I figured out how to get past it is by focusing on the core values. I feel like, so I'll be doing this, TEDx doc in August called led goal of who you think you are and that is so exciting. And then, yeah, so I find when we put ourselves into, let go of, you know, these old beliefs and it's just willing to step into discovery mode with, that curiosity and being guided by the values.

Mihaela:

So for me it's personal growth, creativity and connection are my three core values and that, so that I know that no matter what happens when I step into a direction that I value and it's meaningful to me regardless of what happens, I know that I'm going to grow from the experience and I know that I'm going to connect with new group of people that who are awesome and who I've never connected with before. I mean here, case in point right here, right? And also it's self expression that I get to express, you know, what's, what's truly in my heart. So the combination of that. So I, you know, sometimes before things come up and so on, it's like, I feel this, you know, that anxious feeling in my shoulders and my God. And then instead of focusing on the outcome with a sort of like, you know, win or lose, succeed or fail, this sort of binary thing.

Mihaela:

Instead focus on that, the, you know, the growth, creativity and connection. And I feel like suddenly, like I unclench I release and I am free to step forward, into new directions in life that sometimes I know nothing about. Right. So that's what I would tell the listeners to kind of, you know, figure out what are those core values for themselves that will allow, that are stronger than fear.

Liz:

Yes. And to do it anyways, right?

Mihaela:

Yes. And, and to do it anyways, right. But it's just, you know, it's, it's more challenging when we're just like, you know, and just clenched, you know, fearful state than, but moving forward, there truly is a way to unclench and you know, and another example actually from like mini trauma from doctor that I've overcome is developing a fear of public speaking. So yes. So my PhD candidacy exam, definitely a traumatic experience.

Mihaela:

So this is, this is not the defense. This is an exam that you're taking midway through the program where you know, you, in front of this panel of experts who can ask you about anything, like not just your research but just anything in the world, right? And that the idea is like to tear you down and you know, you still survive and move forward. But for me, I just like, I was so frozen in fear, I locked up. I mean, I could remember even forget about the advanced stuff. Like I couldn't remember the basic information that should have been at the tip of my fingertips. So, and at the end my advisor said that I passed just because my written answers were so strong, so It was, it was one of those, those scarring experiences. You know, I cried for a couple of days and so on.

Mihaela:

But the biggest thing is developing this belief that I am just not good in my feet, that I should avoid public speaking whenever ever possible, which I did for a long time. And then when I had to do it, I would just like literally like write everything out word for word, memorize it and spent endless hours, like stressing and thinking about every question that I may be asked. I mean, it was beyond unpleasant. So finally speaking of getting into discovery mode, I did something pretty radical for an engineering PhD and that's sign up for an improv comedy class.

Mihaela:

I can't even tell you how terrified I was driving there. I mean, I said, Oh my God, these are the people like in comedy, they have the perfect line at their fingertips. Like I'm going to be humiliated, like a fish out of water. And I mean, I think I was literally white knuckling the steering wheel, driving to my first class. And when I walked in, like the original room was empty and I was like, Oh, thank God. You know, it's like the universe is speaking, I'm not meant to go through this. And then of course, as I'm walking down the hallway, I see a group of people sitting around and I'm like in a circle. And I was like, Oh my God, please be an AA meeting.

Mihaela:

Oh, of course it wasn't. And then I went in like scared out all again that clench God, those tight shoulders and all like I sat like on the edge chair, like hoping that nobody notices. Yeah, I'm six feet tall. So that's a little difficult, you know, to not be noticed. But I tried to be like a smallest possible at the end. And you know what? Guess what? It wasn't nearly as bad. Not only was it not as bad as I thought it turned out amazing. So we've been a few months. I was asked to perform on stage in front of a live audience with this all female improv troop, which was again, like scary experience in and of itself. But I did it and again, it's like, and it became like easier and easier over thrive and it just freed me up. So, you know, soon after I was like, wow, this is, you know, this is amazing.

Mihaela:

I might be able to speak and share my story. So this opportunity came up at this conference at like the intersection of women and a of leadership and improv, you know, this conference for women. And I was asked to speak, you know, and to deliver a lecture. And, I guess it wasn't, it was more highly at talk that, that intellectual about like the personal life story and experience and things that I never shared before. And it just went on from there. And we did, I would say 18 months of making the decision to show up to that first class. I found myself on a TEDx stage. So this was my first time with this all female improv troop. I doing comedy improv comedy in front of hundreds of people as an engineering PHD who was analytical, cautious, you know, fearful, anxious about public speaking and you know, doing like silly stuff like, I don't know, like clown retirement home and things like that.

Mihaela:

It was so freaking amazing. It was like one of those breakthrough moments where you just get into the flow and you're like, Oh my God, I actually have no idea who I am. Like in a sense of like what I'm capable of accomplishing because if I can do this, I can freak and do anything. Right. And then in a, in a August sell delivered the actual first TEDx talk as well. So, that is another way that I would say for people's, cause we all have those things. We know that, hold us back or they may be gaps for us. I mean, for me it may have been public speaking for somebody else, it may be something different, you know, maybe even like facing your finances, whatever it is. Right? So I would, I would say sometimes that radical action to do something so wildly out of the comfort zone kid, like just shock our system and lead to those incredible breakthroughs and amazing serendipity because you never know where things may lead.

Mihaela:

You know, through that first, leadership conference, I met this, like internationally known speaker storyteller, and then he mentored me and then I got to speak at colleges and other places and so on. So like this no way I could have anticipated any of that when I walked the first day. So I would tell people, you know, think about what that is for you. You know,

Liz:

And the thing is though, is that you took one step. You didn't ha right. It's not like you had this massive leap. It's not like everything happened from here to there, like in one shot. Right. You did one small step.

Mihaela:

Yes, that's exactly right. That's one small step. And it may be, I don't know, four. It could be arranged for somebody. It may be a Toastmasters meeting or it may be, I mean, whatever it is, it's like it's about knowing ourselves, knowing what it is that holds us back and then finding a way to break through that.

Mihaela:

And that, you know, in my case for the improv, I mean I just kind of did it because I'm, I was just sick and tired of, of being in this like self-imposed prison. You know, I felt like I messaged to get out in the world then I was being held back. But you know, that's where the support of a coach can come in as well. You know, it can be helpful to maybe not know if somebody is concerned about just like shocking their system to the extreme, but having that unconditional support from somebody can be helpful as well.

Liz:

Exactly. Oh my God, I love that. And I totally forgot about that story cause you told me that story too and I was like, you what? Yeah.

Mihaela:

And this, you know, and just this stream of consciousness that's coming through you right now, I just wanna you know, help people get as much value as possible.

Mihaela:

So share the lessons that I've learned, you know, with myself and other people and two most powerful words to pay attention to is what you say after the word. I am so this is so, you know, hearing people say things like, and I, and I really listened for this, like I am low income for example, is one of the things that I heard. It's like now think about the difference between saying, Hey, right now I don't make as much money as I'd like versus I am low income and people get into this, this mindset of, you know, and that's just one example there. There's a bunch of them or I am a perfectionist, right? As opposed to, Hey, I have some, I may have some perfectionistic tendencies that I'm working on right now and I am more and more, adopting a growth mindset instead of, you know, this fixed all or nothing mindset.

Mihaela:

And I'm working through it as opposed to this is my identity. I am a perfectionist. So I would tell people, you as you go through your day, just really pay attention. It's like when you've said the word, I am, think about what followed that because that, that's where you can find some of those, barriers and limitations that, it took to get through and then replace that with something much more empowering.

Liz:

Yeah. 100%. I have, affirmations that I say I have it actually recorded on my phone. And so when in the morning when I'm like getting ready and everything I have and it's in my voice, which is another thing that I find is very powerful is when you have them in your voice, right? Because it's you. So your brain is, and a lot of people might be like, that's absolutely ridiculous.

Liz:

So this is how I put it for them. Imagine that there's something that you really, really want, like one, just like think of one item. Like I really want the brand new iPhone, whatever it could be. Let's just say it's one thing, right. And I asked them, okay, if you say, Oh, I can't afford that, your brain automatically shuts down because you've just confirmed that there's no way in heck you're going to have that. But if you say, how can I afford that? Or how can I obtain that idea? Start just don't they just start coming in your brain?

Mihaela:

Oh, absolutely. Instead of I can't, how can I say that? It's, I actually have a slide saying exactly that in one of my talks. How can I, and I would say in the case of, so you know, my own, personal viewpoints.

Mihaela:

So in the case of purchases like that as well, I would, I would ask, why do I want it? You know, when it comes to things in life, you know, I can't, you know, I want a, whatever it is, start a business or work for this nonprofit to change the world or wherever it is, you know? I would say definitely like, how can I, man, you can make this happen when it comes to purchases. I would say start with why do I want it? Is it because you know the tent? You know, my friends all have this. Is it because I saw that ad? Is it because I might and kind of like go level of deeper? Well, why,why? And then when we're clear, you know, those core values and dreams and goals that we have in life, then it becomes much easier to focus on that instead of, you know, those extraneous purchases.

Mihaela:

You know, for us, we are always two generations behind technology. I would say at the very least. And I don't feel like I've missed out, you know, with, with cars for example, you see this, you know, common thing. It's like, yeah, I won this and that kind of car. It's like my viewpoint is like, man, it's like in my life, I want to transform people's lives. Right? And this spending $30,000 on a new car, does it bring me closer to that or further away? And you know what heck, and brings me further away because then it's, I don't have as much freedom, you know, To or financial freedom or financial runway to do what I want to do, where I have this debt that I have to pay off and so on. And then if you look at it, you know, it's like a new car will depreciate 50% but then four years.

Mihaela:

Right. And he just, you know, so that's an example. So when it comes to purchases, yeah, I would implore people to ask, it's like, why do I want it and does it bring me closer to my dream and goal more further away?

Liz:

Nope, absolutely. Oh, what a great conversation.

Mihaela:

So I know, I know it's going deep and this is kind of counter culture a little bit, right? Or the same thing with a, you know, houses and so on. It's like, instead of thinking like, what kind of house will a bank allow me to have think about what is it that I actually need? And again, what are those larger things that I want to accomplish in my life? And that that's, you know, coming back to my life experience. So I was without a home, without a possessions early on and maybe just let just like influenced me in such a way that it's not one of those things that I truly care.

Mihaela:

But I mean we bought a nice house, we bought it without a mortgage and so on. But it's certainly, you know, we could have bought a way, you know, bigger house and you know, I had this like gigantic mortgage and things like that, but would I be sitting here right now starting a business that I to help people and do what I'm passionate about? Well maybe not. So it's about creating options and freedom and choices in life for people. And I would say, you know, it's like the financial runway can really help if you can at least, you know, remove some of that stress. Right. And get that out of the way. It's like you've got some breathing room and some time and space. You don't have to work as many hours. You can maybe work a job than perennially. That's just like your normal, like even part time or do you see how just 40 hours a week so that you've got the rest of your time to focus on, you know, building out the other side of what you really want to transition through in life.

Liz:

Perfect. Yeah, I agree. Is there anything that you think that I didn't touch upon that you wanted to share today?

Mihaela:

I would say, you know, this was a pretty extensive, it was a great conversation. I definitely went deep through, you know, show some personal stuff and, and then I would say that, you know, for those who may be interested and a in additional support and so on. So I do one on one coaching and it's kind of a blend between, life and money coaching so often money, sort of like this first piece that we look at. But it's kinda like the tip of the iceberg can, it's really focused and more of a holistic picture to help people the best version of themselves.

Liz:

Yup, yup. Because that's probably the underlying causes, right, of things coming up.

Mihaela:

Right. So working to uncover, you know, those, those real core values and dreams and setting, you know, tangible goals, you know, in life as well.

Mihaela:

So, you know, like I'm a big believer in smart goals, right? Specific, measurable, actionable, realistic, timely. So first, you know, starting with dreaming big, but then that dream, you know, just stays a dream unless there is a specific plan, you know, and specific goals. So to make it happen. So, so yeah.

Liz:

Perfect. So then how can, how can people find out more about what you offer and what you have and learn more about you?

Mihaela:

Sure. so moneyformeaning.com so a website and a, for those who are interested, you know, they can schedule a free 30 minute strategy call and we'll figure out, you know, what those goals are and whether we're a fit to work with each other.

Liz:

Awesome. And for everyone listening, I will have this in the show notes so you don't have to worry about remembering or writing it down incorrectly cause I'll have it all there and it will be easy for you to just click on. Thank you so much for coming today. I know it's takes time out of his schedule, but like you said, I know you were very passionate about helping anybody and, I really appreciate you coming today.

Mihaela:

Thank you so much for having me, Liz. Great conversation.

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